Credit rating and its security When taxauthority and uc.se etc has its figures inncorrect and when i recive invoices from company’s i never have been dealing with then there is a problem to sort out.

 

https://www.uc.se/frameset.php

 

http://www.standardandpoors.com/

Standard & Poor's Equity Research Services is the #1 ranked independent research firm according to The Wall Street Journal's "Best on the Street" 2006 survey?

Standard & Poor’s presents high-quality, comprehensive and timely investment global fund information on more than 98,000 global funds to support fund ratings and research

Standard & Poor’s provides global reference data solutions including securities identification and cross-referencing, corporate actions, descriptive and fundamental data, credit ratings and the only service to link business entities with financial securities that support securities operations and risk management worldwide.

a division of The McGraw-Hill Companies, Inc

 

aha?

S&P Report Says Global Financial System Is In Robust Health ...

Paris (Standard & Poor's) June 7, 2006--The global financial system is in rude health in 2006, Standard & Poor's Ratings Services says in a new report, ...
www2.standardandpoors.com/servlet/Satellite?pagename=sp/ sp_article/ArticleTemplate&c=sp_article&c... - 28k - Cachad - Liknande sidor
[ Fler resultat från www2.standardandpoors.com ]

 

?

http://www.niagara.edu/library/sp.html

Det är i dag vanligt att banker som utvecklar interna kreditklassificerings-

system bestämmer PD-värdena för de olika klasserna genom jämförelse med

den betygsättning som finns från externa ratinginstitut som Moody’s eller

Standard & Poor’s

http://www2.standardandpoors.com/servlet/Satellite?pagename=sp/Page/AboutUsMainPg&r=1&l=EN&b=8

 

http://www2.standardandpoors.com/servlet/Satellite?pagename=sp/Page/AboutUsMainPg&r=1&l=EN&b=8&s=1

 

On the equity side, we led the way with:

·        Index tracking systems

·        Exchange Traded Funds

·        A database standardizing information on publicly-traded companies, enabling financial professionals to readily make comparisons across categories

·        A series of web-based services that support analytical, planning, and investment professionals

·        globally.

 

The Corporation has more than 290 offices in 38 countries. Sales in 2005 were $6.0 billion. Additional information is available at www.mcgraw-hill.com.

http://www.mcgraw-hill.com/aboutus/history_information.shtml

Under Terry McGraw, the critical issues of copyright/database protection and e-commerce have taken center stage

Hmm

Standard & Poor's acquired Corporate Value Consulting from PricewaterhouseCoopers,

Link

http://investor.mcgraw-hill.com/media_files/nys/mhp/reports/Q3_release.pdf,,

hmm Oracle Ibm Microsoft 85% of 15 billion dollar market?? Let see?

http://www.businessweek.com/technology/content/feb2006/tc20060206_918648.htm

aha

http://www.filemaker.com/solutions/customers/stories/263.html

And at the offices of Standard & Poor's Financial Communications, those questions are answered by FileMaker Pro -- the award-winning database software application from FileMaker, Inc.

Two of these databases are linked: the Online Planning Interactive Experiment (known as 'OPIE') database is the heart of the system, containing detailed job-tracking data for each pending project. It's linked to a Timeline database, which contains over one hundred records documenting important reference information specific to each client and job. A third database, Business Cards, contains detailed information for key business contacts. But the 'OPIE' database is the busiest one in the system -- at any given time it contains over a hundred records, each one documenting a single pending project.

http://www.google.se/search?hl=sv&q=OPIE+database&meta=

Tim's PDA Page

Will document X work with Opie-Reader? pdb is a generic database format for Palm devices. Many companies and individuals have mapped e-text formats to this ...
www.timwentford.uklinux.net/ - 14k - Cachad - Liknande sidor

Standard & Poor's  [Adobe PDF]
... familiar with the Standard & Poor's Research Insight software. and the COMPUSTAT (North America) database. Consider the ... the renowned Standard & Poor's COMPUSTAT database(s). The ...
more hits from: http://www.nova.edu/library/help/databaseguides/CompustatHelp.pdf.DISC  -  422 KB

COMPUSTAT Information

The COMPUSTAT database from Standard and Poors is one of the most extensive databases of business financial data available. It provides annual and quarterly ...
web.utk.edu/~prdaves/Computerhelp/ COMPUSTAT/compustat_information.htm - 17k - Cachad - Liknande sidor

It provides annual and quarterly income statement and balance sheet data on over 10,000 firms dating back to the 1950s.

The files are all stored on unix in the /usr/finance/compustat  directory

Notice that the backdata and wayback data overlap.  This is because COMPUSTAT wants to send 20 years worth of data on every annual tape.

The COMPUSTAT tapes come zipped up via ftp. Backdoor in zip format… nice

http://www.insecure.org/sploits/3com.switches.routers.undocumented.backdoors.html

hmm

Fortran access to the COMPUSTAT data is pretty straightforward after it is loaded onto disk.  Note, however, that there is a BUG IN THE SUN FORTRAN F90 VERISION 1.2 COMPILER that makes things interesting if you don't know about it!!!  The insidious little rascal will not allow you to read a record that is longer than 267 characters, and SUN has done very little to document its existence and its fix.  You will know that you have the bug if, when you try to access any file, except the SIC file, or the Reference File of SIC Codes, you get a lib-1217 runtime error.   There are two fixes.

1.      Don't use f90 to compile.  Use f77 to compile instead.  This works fine, except that you are probably using f90 to access the CRSP files, and those bozos at University of Chicago will only support f90 version 1.1 or later (and begrudgingly at that)--they won't provide the source codes for the runtime libraries so you can use whichever compiler you want.  This leaves you in the situation of having to use one compiler for COMPUSTAT programs, and another compiler for CRSP programsKind of a pain in the pattootie.

2.      hmm

Missing Observation Codes

When data is missing from the Compustat Database, Compustat assigns a missing observation code.  You have to be careful when reading the data, because the missing observations are just coded as special numbers, and you might process the data as if it were actual accounting data rather than a missing observation code.  Following are the codes that Compustat uses, and what they mean:

Nice my note..by the way maybe time for my email?kajander12345@hotmail.com or kajander1@nodns.org?

Overview
PC PLUS is essentially a point-an-click application that runs queries on the Compustat database.  The Compustat database contains the following information:  Over 9,500 active and 8,00 inactive companies; over 900 Canadian companies; over 175 indexes, including the S&P industry and market indexes; over 300 Industry Aggregates; hundreds of annual fundamental financial data items; quarterly fundamental financial data items; prices, dividends, and earnings information; line-of-business segment information and geographic segment information; S&P's ratings and rankings; name and address-company and officer information; 20 years of annual data; 12 years of quarterly data; 20 years of monthly market data (prices, dividends, and earnings); 7 years of business segments; 7 years of geographic segments.

http://www.kellogg.northwestern.edu/rc/crsp-cstat-references.htm

Abstract: We examine the fit between the ownership data provided by four surrogate databases and the data collected from proxy statements. We discover an unambiguous pecking order

among the surrogates relative to the benchmark ownership statistics of corporate proxy statements.

Further tests show that reporting discrepancies in the Value Line and Spectrum databases could affect economic inferences drawn from regressions using their ownership data

A simulated contrarian strategy transforms "noise" in closing price estimates into return biases, by buying at predominantly bid prices and shorting at ask, which is not doable for most investors. The bias in estimated contrarian portfolio returns is severe. For example, when returns are calculated from successive bid prices of Nasdaq stocks, short-term contrarian profits largely disappear

Hmm

Abstract: This paper issues a warning that compounding daily returns of the Center for Research in Security Prices (CRSP) equal-weighted index can lead to surprisingly large biases.

The evidence demonstrates that some errors remain undetected for long periods of time.

Although all mutual funds are listed in CRSP, return data is missing for many and the characteristics of these funds differ from the populations. The CRSP return data is biased upward and merger months are inaccurately recorded about half the time

Abstract: Differences between SIC codes assigned to companies by COMPUSTAT and CRSP are examined. Large differences are observed at two-, three-, and four-digit levels

§         Abstract: Using approximately 10,000 firms jointly covered by Compustat and CRSP from 1974 to 1993, a study finds substantial differences in the SIC codes designated by the 2 databases. More than 36% of the classifications disagree at the 2-digit level and nearly 80% disagree at the 4-digit level. The study examines the impact of these differences upon financial research in several ways: 1. It is shown that classification of utilities, financial firms, and conglomerate acquisitions are affected by the choice of CRSP versus Compustat SIC codes. 2. It is shown that industry classification matters in financial research by illustrating that size- and industry-matched comparisons are more powerful than pure size matches. 3. The specification and power of Compustat versus CRSP classifications are tested by simulating a typical financial experiment in which sample firms are matched to control firms by industry. The results include: 1. Compustat matched samples are more powerful than CRSP matched samples in detecting abnormal performance. 2. Nonparametric tests outperform parametric tests.

 

Significant differences are found between COMPU-STAT and Value Line in the types of financial data reported for commonly used data items such as sales and total assets

In addition, the distribution of the size of firms in the databases has shifted over time.

A study analyzing effective tax rates provides a good example because the use of the different databases produces very different results

However, after controlling for common firms, the remaining significant differences can only be attributed to differences in the manner in which the financial accounting data are assimilated into the databases.

(here I say no that will not be the answer, since ancient time there has been backdoors set in place in cobol- databases fortran unix etc) supporting the possibility to alter small amount of data hexadecimal way producing significant changes in result) therefore added with faults hashfunction in the integrity checking of backup orginal has been not working as it should do.

The error rate varies widely, although it is generally higher for items reported in the footnotes than for items reported on the income statement or balance sheet. The error rates are higher for utilities and when special items are reported on the income statement below income from continuing operations. These special items include the use of an net operating loss (NOL) carryforward, discontinued operations, cumulative adjustments, and extraordinary items. In addition to errors, researchers should be aware of COMPUSTAT's coding policies. Under some circumstances, a field may indicate an amount is missing when an amount is reported in the financial statements. This is particularly true for the breakdown of current and deferred taxes into federal, state, and foreign components. The usefulness of the NOL carryforward field is also limited by COMPUSTAT's coding policies and errors.

And

Researchers are prohibited in many cases from determining the amounts actually reported in prior years, leading to misclassified observations. We obtain actual (unadjusted) earnings and forecast data from I/B/E/S and compare results to those generated using the adjusted I/B/E/S data. We replicate prior studies and find that conclusions are affected when using the actual I/B/E/S data.

And

there are a few large errors in both data bases, and these few errors are sufficient to change sharply the apparent nature of the data

and

The comparisons indicated that numerous, and sometimes significant, inaccuracies existed between the two widely used sources of financial information

And

We investigate the bias in CRSP data due to missing returns for many of the stocks delisted from Nasdaq. We find that missing returns are far more common when the delisting is for reasons of poor performance, and we find the missing returns to be large and negative on average.

We revisit previous work which finds a size effect in Nasdaq data and find that when the data are corrected for the delisting bias, the evidence for a size effect in Nasdaq data disappears.

And

Substantial data differences are found, most of which are attributable to definitional discrepancies and others to direct measurement error

Any help needed? Work etc?

Just a simple email

kajander12345@hotmail.com kajander1@nodns.org

example in salata:aha forgot its necessary to block emails due to for example that Nordic people should not borrow money in USA therefore block since the Nordic banks themselves without asking have sold the bankloans to USA to make profit on the difference in intresssstrates.. hmm did I sign any deal with a USA Bank..? Nop